XM provides separate access through MetaTrader 4, MetaTrader 5, XM App and browser-based terminals. Confirm the trading account platform first, then choose Windows, macOS, iOS, Android or WebTrader. MT4 and MT5 use different account environments, automation languages and toolsets.
XM lists MT4, MT5 and XM App as distinct platform routes. A trading account should be opened and accessed through the platform it was created for; desktop, web and mobile mainly change the device interface, not the underlying account platform.
Use WebTrader to access a compatible MetaTrader account from a browser without installing the desktop terminal. MT4 and MT5 use separate WebTrader environments.
XM App is XM’s own mobile service and trading application. It is separate from the MetaTrader 4 and MetaTrader 5 mobile apps, so features and account compatibility should not be treated as identical.
Windows and macOS terminals provide the full MetaTrader workspace for charting, order management and automation. MT4 uses the MQL4 ecosystem, while MT5 uses MQL5 and a broader multi-asset toolset.
These are not three versions of the same terminal. MT4 and MT5 are separate MetaTrader platform environments, while XM App is XM’s own mobile application. Choose by account compatibility, automation needs and device use.
| Compare | MT4 | MT5 | XM App |
|---|---|---|---|
| Primary Use | Classic MetaTrader trading, MQL4 and EAs | Multi-asset MetaTrader workflow, MQL5 and EAs | XM account and mobile service access |
| Automation | MQL4, EAs, MetaEditor and Strategy Tester | MQL5, EAs, MetaEditor and Strategy Tester | Does not replace desktop MetaTrader development and testing |
| Devices | Windows, Mac, mobile and WebTrader | Windows, Mac, mobile and WebTrader | iOS and Android |
| Account Compatibility | Use an MT4 account and matching server | Use an MT5 account and matching server | Use accounts and services currently supported by XM App |
The device determines how you access the account; the account platform determines which MetaTrader environment you use. Desktop suits automation and deeper analysis, WebTrader suits browser access, and mobile suits monitoring and order management.
The installer is only the access point. Platform compatibility, server details and device environment determine whether the account can be used correctly.
Confirm whether the trading account was created for MT4 or MT5. Login requires the matching platform, account ID, trading password and server; do not assume MT4 and MT5 credentials can be used across both environments.
Desktop, WebTrader and mobile terminals cover different workflows. Expert Advisors, MetaEditor, Strategy Tester and persistent automation are primarily desktop MetaTrader functions.
Check the operating system, terminal version and download source before installation. Desktop, mobile and browser terminals have different capabilities, and system requirements can change over time.
Confirm the account platform and server first, then install or open the correct terminal, log in and verify the trading environment before placing orders.
Check whether the trading account is MT4 or MT5 and note the account ID and server. If you plan to use XM App, confirm which services and account functions are currently supported there.
Use desktop for EAs, MQL and strategy testing; WebTrader for temporary browser access; and the relevant mobile app for monitoring and order management.
After login, check the server connection, visible instruments, quotes, balance and margin information. If products or permissions are missing, verify the account type and server before reinstalling the terminal.
FAQ
The key questions are which platform the account belongs to, which functions you need and which device you plan to use.
Start with the trading account platform. MT4 uses MQL4 and the MT4 EA ecosystem; MT5 uses MQL5 and a broader multi-asset analytical environment. If the account already exists, platform compatibility comes before feature preference.
A trading account can be accessed through compatible desktop, WebTrader and mobile terminals for its platform. The platform and server must match; MT4 and MT5 should not be treated as interchangeable login environments.
XM currently lists MT5 for PC, Mac, MT5 WebTrader, tablet and mobile. Feature coverage differs by device, while EA development, MQL5 and strategy testing remain primarily desktop workflows.
No. XM lists MT4, MT5 and XM App as separate platform routes. XM App is XM’s own mobile application, while MetaTrader apps belong to the corresponding MT4 or MT5 platform environment.
WebTrader supports browser-based account access, charting and order management, but it does not replace the desktop MetaTrader automation environment. EAs, MetaEditor and Strategy Tester are desktop-focused.
MetaTrader login normally requires the trading account ID, trading password and matching server. XM profile credentials and MetaTrader trading-account credentials serve different purposes, so check the platform and server first if login fails.
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